A Guide to Understanding Different Types of Home Appliance Warranties
When you purchase home appliances one of the important things that comes with it is the warranty. Warranties give you peace of mind by assuring you that you are covered in case something goes wrong with your equipment. In this blog post, we'll guide you through different types of home appliance warranties, including manufacturer's warranties, extended warranties, home warranties, and service contracts.
Read more: Warranty" vs. "Guarantee": What's The Difference?
![](https://cdn.prod.website-files.com/6067350b7fb20722d4fbc943/6400f531ec03d3aad0f64743_standard-quality-control-collage.jpg)
Manufacturer's Warranties
Most home appliances come with a manufacturer's warranty. These are often included in the purchase price and cover material and workmanship defects for a period of time. For example, a refrigerator's manufacturer's warranty may cover the compressor for five years and other parts for one year. Manufacturer's warranties vary in length and coverage based on the appliance and the manufacturer.
It's important to keep in mind that most manufacturer warranties only cover defects that occur during normal use of the appliance. They do not cover damage caused by misuse, accidents, or natural calamities. Also, modifying or repairing the item yourself may void the warranty.
Read more: "Warranty" vs. "Guarantee" in Europe and the US
![](https://cdn.prod.website-files.com/6067350b7fb20722d4fbc943/6400ff1c1d42de0098227f83_man-looking-information-control-panel-dishwasher.jpg)
Extended Warranties
Extended warranties are optional warranties that you can purchase on top of the manufacturer's warranty. They offer more coverage for a longer period of time. Extended warranties can be purchased directly from the manufacturer or a third-party provider. They are frequently marketed as a means of protecting your investment and providing peace of mind.
Extended warranties typically cover the same issues as the manufacturer's warranty, such as material and workmanship defects. They may, however, cover other types of damage as well, such as accidental damage or damage caused by power surges. Extensive warranties vary in length, but they can provide coverage for several years beyond the manufacturer's warranty.
It is important to read the fine print when considering an extended warranty. Exclusions and limitations that are not covered by the manufacturer's warranty may apply to extended warranties. They can also be expensive, and you may be better off saving money for potential repairs rather than purchasing an extended warranty.
![](https://cdn.prod.website-files.com/6067350b7fb20722d4fbc943/6401001a5e0b522ef1779971_part-male-construction-worker.jpg)
Home Warranties
A home warranty is a separate policy that provides bundled coverage for major home systems and appliances. A home warranty policy, for example, will typically cover your dishwasher, refrigerator, heating system, and other items. A home appliance warranty is more comprehensive than an extended warranty and covers expensive repair and replacement costs. Home warranties may also include extra benefits such as emergency repair services, 24-hour customer service, and discounts on replacement appliances.
It's also important to note that home warranties can have exclusions and limitations. Some policies, for example, may exclude pre-existing conditions or require you to use specific contractors for repairs. Home warranties are also typically more expensive than extended warranties, and you must pay an annual premium to keep the policy active.
![](https://cdn.prod.website-files.com/6067350b7fb20722d4fbc943/640100520756d325eda969c8_maintenance-repair-remedy-service-restoration-concept.jpg)
Service Contracts
Service contracts are similar to extended warranties, but they are usually provided by third-party providers. They extend the manufacturer's warranty and can cover a variety of repairs and services. Routine maintenance, repairs, and even replacement if the appliance cannot be repaired are all covered by service contracts.
The length and coverage of service contracts vary. Some contracts may cover a certain number of repairs, while others may cover a specific period. Service contracts can be beneficial if you are concerned about the cost of repairs or replacement, but they can also be costly. Besides that, it is important to read the fine print and ensure that you understand what is and is not covered.
![](https://cdn.prod.website-files.com/6067350b7fb20722d4fbc943/64010945d0d3f24f5729ba79_cropped-anonymous-business-woman-checking-agreement-before-signing.jpg)
Read more: A Step by Step Guide to Making a Claim on a Home Warranty
When considering a warranty or service contract, it's important to read the fine print and make sure you understand what's covered and what's not. By considering your budget, the age and condition of your appliances, and your overall peace of mind, you can make an informed decision on which type of warranty best suits your needs. Don't let unexpected appliance breakdowns catch you off guard – protect your investments with the right type of warranty.